Philippine banks’ bad loan ratio slipped to 3.32% in Nov. 2025

MANILA, Philippines – The share of bad loans to the total lending portfolio of Philippines banks eased in November 2025, as the previous interest rate cuts of the Bangko Sentral ng Pilipinas (BSP) continued to filter through the economy. New data from the Bangko Sentral ng Pilipinas (BSP) showed that nonperforming loans (NPL), or debts